Frequently Asked Questions
Quickly find out if we've already addressed questions that you might have.
There are 30 million underresourced youth in the Philippines who can’t afford higher education and upskilling to move up in life. Due to their risky situation and lack of collateral, young but high potential dreamers are considered unbankable by formal financial institutions. Moreover, with less jobs available due to the pandemic, the youth entering the labor market for the first time will be at a great disadvantage competing with older, more experienced jobseekers. In short, the future of young Filipinos is presently a game of odds. InvestEd exists to change this unfair reality.
InvestEd envisions a world where every young dreamer has no barriers to success. Our mission is to empower underresourced youth in their journey from education to adulthood, through a high tech, high touch human development program. Our program provides capital, coaching, and community- the success essentials of a budding adult in a fast changing world: Capital for education financing & upskilling; Life skills coaching to succeed in the education-to-adulthood journey; and a community for socioemotional support.
A globally awarded impact business, InvestEd has helped thousands of low-income Filipino youth from 300+ schools increase their income and navigate success in a fast changing world. A landmark invention by InvestEd is its Data-Driven Risk Engine- a proprietary methodology that de-risks student loans at scale. To-date InvestEd has raised more than 125 Million pesos from funders such as Johnson & Johnson Foundation and UNICEF; high net worth individuals such as the Fmr. Country Manager of Mastercard and Fmr. CEO of Bank of America Singapore; and impact funds such as inBest Ventures (Backed by Macquarie and Australian Aid’s Investing in Women).
- Graduation fees
- Rent and curricular expenses
- Banks (universal, commercial, thrift, and rural)
- Credit card companies
- Private leasing and financing companies
- Government-lending institutions (GSIS, SSS, and Pag-IBIG Fund)
- Cooperatives and cooperative banks
- Microfinance institutions
- Telecommunications companies
- Insurance companies and mutual benefit associations
- Utility companies (electricity, cable providers, etc.)
Personal and/or business accounts
Credit card accounts, installment, and/or non-installment contracts
Credit reports include both positive data (timely debt payments) and negative data (late payments or non-payments)
Be a Filipino citizen or resident.
Be at least 18 years old.
Must be in last three years of college
Must be enrolled in a university in the Philippines.
Additional loans are also granted on a case to case basis to student borrowers who have been active Investees (members of the InvestEd student community) for six months.
If you are having difficulty paying the entirety of the due amount, you should AT LEAST pay the minimum payment amount or the INTEREST PAYABLE on your loan calculator.
Grace Period is the best time to plan out and prepare for your loan repayment.